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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Hi Antonella,
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I’m very well thank you. How are you?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Thanks for very much for your answers to my queries – very useful. I will approach some other Insurers with that information and will let you know the results
in due course. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Thanks again<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Regards<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Ben Joly<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Direct Telephone:</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#1F497D"> 020 7394 2433</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#CC0000"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Switchboard:</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#1F497D"> 020 7394 2400
<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Facsimile:</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#1F497D"> 020 7394 2439<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:8.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#CC0000"><a href="http://www.gauntlet.uk.com/"><span style="font-family:"Times New Roman","serif";color:black">www.gauntlet.uk.com</span></a></span><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.0pt;font-family:"Calibri","sans-serif";color:#CC0000"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:24.0pt;color:red">GAUNTLET
</span><span style="font-size:24.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#CC0000"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="text-align:justify;text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">This message and any files transmitted with it may contain confidential or privileged information and is solely for
the use of the individual(s) to whom it is addressed. No confidentiality or privilege is waived or lost by any transmission. If you receive this message in error please immediately delete it and all copies from your system and notify the sender. Any views
expressed in this message are those of the individual sender, except where the message clearly states otherwise and the sender is authorised to state them as the views of such entity.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify;text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align:justify;text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Gauntlet Insurance Services Limited
<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify;text-autospace:none"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Authorised and regulated by the Financial Conduct Authority – Register No. 310165<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Registered Office: 5 Royal Exchange Buildings, London, EC3V 3NL (Registered in England No. 1735637)<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span lang="EN-US" style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span lang="EN-US" style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Antonella Santini [mailto:antonellasantini@me.com]
<br>
<b>Sent:</b> 16 February 2018 10:51<br>
<b>To:</b> Ben Joly<br>
<b>Cc:</b> family@fabris.co.uk<br>
<b>Subject:</b> Re: Hiscox Insurance Renewal<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Hi Ben,<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">How are you? I can`t believe a year has already passed since our last renewal…<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Thank you for your email and questions. Please, see below my answers:<o:p></o:p></p>
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<p class="MsoNormal"><br>
<br>
<o:p></o:p></p>
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<p class="MsoNormal" style="text-indent:-18.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">Please could you confirm that the flat does not have any intruder alarm?<o:p></o:p></span></p>
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<p class="MsoNormal">The apartment DOES NOT have an intruder alarm.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
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<p class="MsoNormal" style="text-indent:-18.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">Please could you therefore let me know if the building has any other security features (eg CCTV, doorman etc) that may make an intruder alarm
less important.<o:p></o:p></span></p>
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</blockquote>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">The building has a CCTV camera at all its entrances. They are constantly monitored through multiple screens, 24/7 recording and, obviously the system is maintained regularly. <o:p></o:p></p>
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<p class="MsoNormal">There are 2 doormen working in the building. One of them is living at the premises. Also a security company is covering for the doormen if both of them are unable to attend.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
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<p class="MsoNormal" style="text-indent:-18.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">The building is showing on our flood map as at risk from surface water flooding. This is of course not an issue if the flat is not on the ground
or basement floors. Please could you confirm that this is the case.<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Absolutely. The apartment is located on the 3rd floor.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Thank you so much. We are looking forward to hearing from you.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Best<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Antonella<o:p></o:p></p>
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<p class="MsoNormal"><br>
<br>
<o:p></o:p></p>
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<p class="MsoNormal">On 15 Feb 2018, at 15:50, Ben Joly <<a href="mailto:Ben.Joly@Gauntlet.uk.com">Ben.Joly@Gauntlet.uk.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">Dear Antonella,<span class="apple-converted-space"> </span><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">I am just looking ahead of the renewal of your Hiscox insurance policy covering contents and fine art at Flat 21, 1 Warrington Gardens in the name of Mr Fabris. Hiscox have
applied a small rate increase this year and I am therefore looking to remarket the policy. There are just a couple of points I’d hoped you could clarify, in order for me to approach alternative Insurers:-<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""> <o:p></o:p></span></p>
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<div style="margin-left:36.0pt">
<p class="MsoNormal" style="text-indent:-18.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">-</span><span style="font-size:7.0pt"> <span class="apple-converted-space"> </span></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">Please
could you confirm that the flat does not have any intruder alarm? Due to the sums insured, alternative Insurers will most likely be reluctant to quote if this is the case. Please could you therefore let me know if the building has any other security features
(eg CCTV, doorman etc) that may make an intruder alarm less important.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""> <o:p></o:p></span></p>
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<div style="margin-left:36.0pt">
<p class="MsoNormal" style="text-indent:-18.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">-</span><span style="font-size:7.0pt"> <span class="apple-converted-space"> </span></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">The
building is showing on our flood map as at risk from surface water flooding. This is of course not an issue if the flat is not on the ground or basement floors. Please could you confirm that this is the case.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif"">Many thanks in advance and I look forward to hearing from you.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""> <o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Regards</span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif""> </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Ben Joly</span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Direct Telephone:</span><span class="apple-converted-space"><span style="font-size:8.0pt;font-family:"Arial","sans-serif""> </span></span><span style="font-size:8.0pt;font-family:"Arial","sans-serif"">020
7394 2433</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Switchboard:</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif""> 020 7394 2400<span class="apple-converted-space"> </span></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Facsimile:</span><span style="font-size:8.0pt;font-family:"Arial","sans-serif""> 020 7394 2439</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Calibri","sans-serif""> </span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#CC0000"><a href="http://www.gauntlet.uk.com/"><span style="font-family:"Times New Roman","serif";color:purple">www.gauntlet.uk.com</span></a></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Calibri","sans-serif";color:#CC0000"> </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:24.0pt;color:red">GAUNTLET </span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:#CC0000"> </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">This message and any files transmitted with it may contain confidential or privileged information and is solely for the use of the individual(s)
to whom it is addressed. No confidentiality or privilege is waived or lost by any transmission. If you receive this message in error please immediately delete it and all copies from your system and notify the sender. Any views expressed in this message are
those of the individual sender, except where the message clearly states otherwise and the sender is authorised to state them as the views of such entity.</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray"> </span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Gauntlet Insurance Services Limited </span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Authorised and regulated by the Financial Conduct Authority – Register No. 310165</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:8.0pt;font-family:"Arial","sans-serif";color:gray">Registered Office: 5 Royal Exchange Buildings, London, EC3V 3NL (Registered in England No. 1735637)</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif""><o:p></o:p></span></p>
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